Why cannot I pay for my Trade Assurance order via Credit Card?

The specific payment failure reason shows on the payment page.

1) Card type wrong 
Failure message:Supported cards: Visa / Mastercard / American Express / JCB / Diners / Discover. Please try another card or explore other payment methods
Failure reason:The card type you used is not supported.
Suggestion:Please use Visa / Mastercard / American Express / JCB / Diners / Discover card, or other payment methods to try again

2) Ecommerce service unavailable
Failure message: Ecommerce is not enabled. Please try another card or explore other payment methods
Failure reason:Ecommerce service is not enabled
Suggestion: please open Ecommerce service, try another card or explore other payment methods

3) Unauthorized by card issuer
Failure message: Current payment is failed on this transaction
Failure reason:This transaction is not unauthorized by card issuer
Suggestion: Please contact your card issuer for authorization, try another card or explore other payment methods

4) Insufficient funds
Failure message: Transaction was rejected by your bank due to insufficient funds. Please contact your bank. You can also try another card or explore our other payment
Failure reason:The card’s fund is insufficient
Suggestion: Please recharge to your card, try another card or explore other payment methods

5) Card information incorrect
Failure message: Card information mistake. Please confirm the card number, expiration date, CVV, cardholder name and billing address are all correct. Or pay via other payment methods
Failure reason:Card info filled in is incorrect
Suggestion: Please ensure the card number, expiration date, CVV, cardholder name and billing address are all correct, try another card or explore other payment methods

6) For security concern  
Failure message: Current payment is failed on this transaction. Please pay via other payment methods
Failure reason:This transaction was rejected for some security concern by Alibaba. Alibaba runs regular routine check on the payments of all members on Alibaba.com. If your payment is covered at random and detected unsafe, you might be rejected to pay. Whether you're covered by the check is determined by the system automatically.  
Suggestion: Please pay again via other payment methods, like T/T. This card no longer allowed to pay for this order.

7) Exceed payment limit   
Failure message: Current payment is failed on this transaction as it exceeds per transaction limit. You can pay via other payment methods
Failure reason:The payment exceeds the transaction limit
Suggestion: Please pay again via other payment methods, like T/T

8) Credit card expired
Failure message: This card has expired. Please try another card or explore our other payment
Failure reason:This card has expired
Suggestion: Please try another card or explore other payment methods

Order Payment Related FAQ

  • How can I pay with Western Union and be covered by Trade Assurance?
  • How do I apply for Alibaba.com Payment Terms?
  • How does TT work?
  • Multi-currency service for T/T 103 bank account
  • What currency is supported for Trade Assurance order?
  • How do I get a refund when I use Alibaba.com Payment Terms?
  • What are Alibaba.com Payment Terms?
  • Do I still get the order protection benefits of Trade Assurance when I use Alibaba.com Payment Term
  • Will applying for Alibaba.com Payment Terms affect my credit score?
  • What is MT103?
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