Can a business reapply if it does not qualify when I apply for a Kabbage line of credit?

Yes, if a Pay Later application is pending due to lack of funds, the business can reapply in 3-6 months or when their business activity picks up.

There is no need to start a new application if a user is not approved, the user can simply log in to their existing application and re-consent to an updated credit check and relink any revenue accounts.